PERANAN LITERASI KEUANGAN DALAM MENINGKATKAN KEMAMPUAN PENGELOLAAN KEUANGAN PRIBADI

Abstract

ABSTRACT

Nowadays, developed countries are more concern about financial and this situation realize us about the importance of level of financial literacy. In some countries, financial literacy has even been declared as a national program. Financial literacy is a basic need for everyone to avoid financial problems. Financial difficulties are not just a function of income itself, financial difficulties can also aries if missmanagement errors such as misuse of credit, and absence of financial planning. The results of general reserarch indicate that is still a low icluding Indonesia. This condition is a serious problem considering the financial literacy has a positive effect on inclusion and financial behavior.

Keyword: Financial Literacy, Personal Financial Management.